How judiku applies legal terms locally
These legal terms set the conditions for holding an account, using the wallet, contacting support and keeping your details current. They also explain when we may ask for identity, payment or device checks before account changes, wallet movement or access recovery. For Malaysia, availability is shaped
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by local law, bank or wallet rules and the location from which you connect. If a local rule, court order or payment instruction requires a different handling step, we follow that requirement before any account action continues. We keep legal wording practical: you should know what
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data we collect, why we hold it, when it may be shared with payment or security partners, and how to ask for correction. Open your account only after you understand these terms and agree to them.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.